Blogs and publications

Filter your results by:

Blog
Blogs and publications

Building livelihoods: An identity perspective (Part 2)

Where there is already a strong value associated with savings groups, people are likely to more rapidly join, participate more fully, and exemplify what it means to be a member of the group.

Read more
Blog
Blogs and publications

Building livelihoods: An identity perspective (Part 1)

FSD Kenya’s Building Livelihoods programme is a market-based adaptation of the Graduation approach popularised by BRAC in Bangladesh. Over a period of two years, participants shared stories about their lives and early experiences with the programme giving insight into who they are and how they think and change throughout the programme.

Read more
Blog
Blogs and publications

Comments on the proposed regulation data protection bill

Data protection is one of the most important issues currently facing the Kenyan economy. On July 17th FSD Kenya submitted public comments to the Data Protection Bill, 2018 presented by the Senate ICT Committee.

Read more
Blog
Blogs and publications

Data sharing models: The potential for financial innovation and the risks that must be managed

There is a range of new data sharing models emerging that could have a significant impact on financial innovation in emerging markets.

Read more
Blog
Blogs and publications

Groundbreaking new policy and regulatory initiatives may spur more fintech innovation in Kenya

The combination of a regulatory sandbox and a one-stop-shop regulatory helpline is what the Kenyan fintech market needs to continue innovating.

Read more
Article
Blogs and publications

Field Notes

FSD Kenya carries out research excursions across the country to obtain perspectives of ordinary Kenyans regarding finance, financial services and how the financial system has impacted their livelihoods.

Read more
Blogs and publications
Blogs and publications

Emerging data sharing models to promote financial service innovation: global trends and their implications for emerging markets

In countries as diverse as the United Kingdom, India, and Mexico, there is momentum to increase consumers’ ability to access, manage, and control their digital identity and history.

Read more
Blog
Blogs and publications

The story of M-Akiba: Selling Kenyan treasury bonds via mobile

On 30th June 2017, M-Akiba, a Kenyan government bond sold through the mobile phone, was launched.

After many years, the involvement of many partners and many iterations, M-Akiba, a Kenyan government bond sold through the mobile phone, was launched in 2017.

Read more
Blog
Blogs and publications

Why is mobile money interoperability important for Kenya?

The rise of a new dawn in Kenya’s payments system

Eleven years after mobile money started in Kenya, a new dawn is rising – that of open and interoperable systems. Just as you can call people on any network in Kenya seamlessly, you can now send money across mobile money networks seamlessly.

Read more
Blog
Blogs and publications

Tackling poverty in rural Kenya through community-owned village banks

Why FSAs are the preferred financial service providers in Kitui.

The popularity of graduation programmes as the means to ending extreme poverty is growing globally.

Read more
Blog
Blogs and publications

Light at the end of the tunnel: building livelihoods under tough conditions

“We have been working towards this moment for a long time. With the bank loans just a few weeks away we can see the light at the end of the tunnel.” 

Read more
Blog
Blogs and publications

Kenya’s digital credit revolution 5 years on

Digital credit has become a leading source of credit in Kenya. Who is using digital credit and what impact is it having on low-income customers?

Read more
Blog
Blogs and publications

What can financial providers learn from chamas?

Why informal financial groups fundamentally embody key features of how Kenyans want their money to work to help them live well

Read more
Blog
Blogs and publications

Beyond big data: how can we learn more about our clients?

The financial services for the poor, or more specifically financial inclusion, industry has realised in the recent past that more and better information about its target client-base is essential to delivering services effectively.

Read more
Blog
Blogs and publications

Who’s getting financial inclusion funding in Sub-Saharan Africa?

For the first time in over a decade, Sub-Saharan Africa is a top priority for international funders investing in financial inclusion, with 30 percent of all active projects focused on the region.

Read more
Blog
Blogs and publications

Design that can be understood by almost everyone: the case of IKEA and seed insurance

“…fintech innovations need to be more inclusive, easier to use, and designers should work harder to provide greater consumer protection and empowerment.”

Read more
Blog
Blogs and publications

What do Kenyans really want from financial service providers?

Insights into the social value of financial services

Read more
Blog
Blogs and publications

Women, men and youth and the adoption of mobile money in Kenya

Today, mobile money has managed to penetrate over 70% of the Kenyan population, with more people claiming access to services such as Safaricom’s M-Pesa than ever before.

Read more
Digital finance
Blogs and publications

The gender and age dimensions of mobile money adoption in Kenya

Up until now studies concerning mobile money and financial inclusion have focused largely on aggregate adoption rates and usage trends. Few have shed light on the ways in which women, men and young adults (men and women ages 18-25), use mobile money differently.

Read more
Blog
Blogs and publications

Why disruptive innovation in the financial sector can benefit poor people

Meaningful financial solutions can help poor people manage day to day, deal with risk and invest in the future.

Read more
Blog
Blogs and publications

Building a better compass: Creating financial inclusion measures that are allied with people and their well-being, Part 2

The last blog in this series argued that using formal account access as the primary yardstick for progress in financial inclusion is a poor navigational tool for stakeholders working to strengthen the link between financial systems and the well-being of populations.

Read more
Blog
Blogs and publications

Building a better compass: creating financial inclusion measures that are allied with people and their well-being, Part 1

Open a report on – or read the mandate of an organization working in – financial inclusion and chances are that in the introductory paragraph you’ll read a variation of a single sentence that motivates the whole endeavor: “Worldwide, more than 2 billion adults do not have access to an account at a formal financial institution”.

Read more
Blog
Blogs and publications

10 Things You didn’t know about Financial Access

Financial access is accelerating

Read more
Blog
Blogs and publications

The use of mobile money technology: a dividend or disaster for FSAs?

This is the third blog in a series about Financial Service Associations (FSAs) and their potential for growth and customer value creation based on an FSD Kenya commissioned survey by BFA.  Read the first blog here: Financial services associations: an imperfect solution and the second blog here: FSA asset financing: when paying more yields more.

Read more
Blog
Blogs and publications

FSA asset financing: when paying more yields more

This is the second blog in a series about Financial Service Associations (FSAs) and their potential for growth and customer value creation based on an FSD Kenya commissioned survey by BFA. The survey took place in 2017 in Bamba, Kakeani and Mukuyuni and involved in-depth interviews with over 60 respondents including customers, their non-member neighbours and FSA staff. 

Read more
Blog
Blogs and publications

Financial services associations: an imperfect solution

This is the first blog in a series about financial services associations based on an FSD Kenya commissioned survey by BFA.

Read more
Blog
Blogs and publications

In Kenya, bank accounts again more popular than m-pesa – why?

Retail banks can still thrive in the face of mobile money, as long as they are prepared to adapt

This blog was originally published by CGAP.

Read more
Financial service providers
Blogs and publications

Finance and living well

Kenya’s more successful mass market financial solutions have demonstrated the importance of social values by enabling poor Kenyans to manage their money in ways that cultivate their visions of well being.

Read more
Blog
Blogs and publications

10 things you didn’t know about financial inclusion in Kenya

Financial inclusion is growing, and fast. Kenyans excluded from any form of financial service dropped from over 40% of adults to 17% between 2006 and 2016.

Read more
Payments
Blogs and publications

Person-to-government (P2G) payment digitisation: Lessons from Kenya

This study was originally published by GSMA on their wesbite.

Read more

Our partners

Stay informed with regular updates from FSD Kenya

Subscribe to our mailing list