December 19th, 2019
Cost of banking 2019
Paul Gubbins
This report is the second in a series of studies that measure the cost of banking services in Kenya. It follows the first report that was released in 2017 and constitutes a complementary element in the measurement of the financial inclusion landscape in Kenya.
November 13th, 2019
Digital credit: not every winner must create a loser
Francis Gwer
The first article in a blog series examining the Kenyan credit market by FSD Kenya drew an analogy between the recent forest fires in the Amazon Jungle and the explosion of digital credit in Kenya.
November 13th, 2019
Digital credit audit report: Evaluating the conduct and practice of digital lending in Kenya
Francis Gwer
Digital credit has been instrumental in granting formal credit in ways that were not conceivable a decade ago. It has provided individuals with the tools to manage their day-to-day needs and working capital for small enterprises.
August 31st, 2017
How much does it cost to run bank accounts in Kenya?
Edoardo Totolo
Although this question seems simple and straightforward, answering it is more difficult than it looks.
August 30th, 2017
The price of being banked
Edoardo Totolo
This report outlines the findings from a two-year study by FSD Kenya to understand the costs for banking services in Kenya. Two rounds of mystery shopping surveys were completed in October and November of 2015 and 2016
to build a database and measure the costs for basic bundles of transactions such as opening, running and closing bank accounts.
August 28th, 2017
Why price transparency in banking is good business
Edoardo Totolo
Banking remains the largest sub-sector by assets and the most systemically significant in Kenya’s financial services sector. Developments, especially those enabled by technology, have brought a sizeable number of new, mostly poorer and vulnerable first-time consumers into the market.
September 20th, 2016
Transparency in finance: Is it a matter of life and death?
Duncan Oyaro
Financial institutions play a key role in enhancing trust in the financial system