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Blogs and publications

Finance bends; will it break?

On average, families in the Kenya Financial Diaries started to see improvements in their economic situation as of October 2020, but incomes are still far from normal.

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Blog
Blogs and publications

From financial inclusion to inclusive finance: The power of frameworks to catalyse change

Below, we’ll discuss the power of frameworks in shaping research and providing insights for financial inclusion policy and investment.

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Blog
Blogs and publications

Money to the grassroots: Rethinking agricultural finance models

Why is agricultural sector the least funded sector in Kenya by the formal financial sources despite being the largest sector in terms of GDP contribution (at over 50% GDP contribution directly and indirectly)?

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Blog
Blogs and publications

Set sights on informal sector recovery

The Covid-19 pandemic is throwing a curved ball at us. It has made planning virtually impossible.

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Blog
Blogs and publications

Njoroge’s story: How Kenya’s informal economy is struggling in the shadow of COVID-19 and graft

After several years of “hustling,” my friend Njoroge saved money enough to construct his own little fruit shack in the Hurlingham suburb of Nairobi.

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Affordable housing
Blogs and publications

The cost of an extra parking space

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Blog
Blogs and publications

Combining new and traditional mechanisms in Northern Kenya to cope during COVID-19

In mid-July we interviewed a subset of FSD Kenya/CARE’s Building Livelihoods programme beneficiaries in Northern Kenya to understand the extent to which resources built up through the programme are supporting resilience of beneficiary households during COVID-19, and how these compare and interact with traditional pastoralist coping mechanisms.

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Blog
Blogs and publications

Debts in distress: how ordinary people are finding the liquidity they need to survive COVID

“Things are getting bad,” Vanessa told us. When we spoke with her in late June, her family had just about run out of food and were waiting for the next harvest.

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Blog
Blogs and publications

COVID-19 impact-recovery pathways for the economy: Features and implications

As COVID-19 continues to ravage economies across the world, a key point of emerging macroeconomic focus is its variated impact at sectoral level.

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Blog
Blogs and publications

Corona case studies: Loss of income, loss of pride

They were making only about Ksh 4,000 per month (about $40) the last time we saw them in 2015.

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Blog
Blogs and publications

The buck stops with women

How Kenyan mothers are keeping food on the table through the coronavirus crisis

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Blogs and publications
Blogs and publications

Challenges facing women and youth grocery retail traders in Kenya

The main objectives of this study was to explore the challenges faced by retail traders in Kenya, specifically women and youth traders, as well as the potential barriers and opportunities for women and youth to use digital solutions in their businesses. The research methodology included both qualitative and quantitative elements including an analysis of survey data and in-depth interviews with retail traders

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Blog
Blogs and publications

Kenya enhances its cash transfer programmes in response to the COVID-19 pandemic

As the world reels from the impact of the COVID-19 pandemic, a key lesson it has taught us is the universality of our vulnerability.

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Blog
Blogs and publications

COVID-19 and digitisation: Will digitisation drive inclusion or inequality?

The economic fallout engendered by COVID-19 has already been dire with many going without food and/or accruing different types of debt to stay afloat.

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Blog
Blogs and publications

When hustling fails: The impact of coronavirus mitigation efforts on ordinary people’s livelihoods

Unlike many Kenyans, Esther in rural Makueni is not yet too worried about the impact of coronavirus (COVID-19) on her livelihood. 

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Dataset
Blogs and publications

Kenya household health expenditure and utilization survey (KHHEUS)

The KHHEUS is a national household survey that explores health seeking behavior, the utilization of health services, health spending, and health insurance coverage amongst Kenyan households.

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Dataset
Blogs and publications

Kenya financial diaries 2012-2013: Socio-economic and demographic datasets

This data pack contains several files (in .csv and .dta formats) with information collected about households and household members participating in the 2012-2013 Kenya Financial Diaries study.

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Blogs and publications
Blogs and publications

Building livelihoods resilience study findings: Phase 1 (July 2020)

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Publications
Blogs and publications

Corona case studies: ‘Waiting for nothing’

Agnes, 45, lives in rural Makueni with her children and elderly parents.  She had once been married, but her husband proved an unreliable partner.

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Consumer insights
Blogs and publications

Chart of the week: Where are commercial banks located in the market for savings?

Managing your money broadly means deciding how much to set aside for the future and how much to keep handy for short term uses.

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Blog
Blogs and publications

Dilemmas of distancing

Barriers to coronavirus prevention behaviour change in Kenya

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Blog
Blogs and publications

Understanding drivers of resilience in Northern Kenya in the time of COVID-19: Part 1

Over the past four years, FSD Kenya’s Building Livelihoods programme in Northern Kenya has explored how extremely poor households can be transitioned out of poverty and into sustainable livelihoods through stronger engagements with markets.

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Publications
Blogs and publications

Is financial inclusion adding value for women; or is it the other way around?

This week is financial inclusion week, a good moment to take stock of the multibillion dollar ‘fortune at the bottom of the pyramid’ that has been so successfully reaped by the financial inclusion industry.

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Blog
Blogs and publications

Can platforms and technology accelerate the African Green Revolution?

The agricultural sector in Africa is yet to take off despite being the dominant employer and the key contributor to the gross domestic product (GDP) for most countries on the continent.

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Annual reports
Blogs and publications

2019 Annual report

The COVID-19 crisis is creating great uncertainty about what the future holds for the economy and well-being of all.

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Blog
Blogs and publications

Back to an empty market

Desperate for income, many Diaries respondents have gone back to work, but find it nearly impossible to earn a living.

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Blog
Blogs and publications

Hustlers: Entrepreneurs whose success we can bank on!

A little over a month ago, we confirmed an exciting hypothesis  that it is actually possible to predict the propensity of success for Kenyan “hustlers” based on data mining and qualitative research

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Blog
Blogs and publications

How COVID-19 has affected digital payments to merchants in Kenya

This is clearly an unprecedented time. Over the past few months, the world has been battling the COVID-19 pandemic which has seen health systems burdened and unable to cope with the rising numbers of infected people.

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Blog
Blogs and publications

Economic prospects for Kenya in the context of the COVID-19 crisis

The infection rate of COVID-19 is as yet low in Kenya, but the economic consequences are already biting.

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