GrowthCap

Publications

Testing SME banking in Kenya – a mystery shopping exercise

The financial services sector’s attitude towards small and medium sized enterprises (SMEs), is changing. SMEs form a significant part of the potential finance market in most countries, including Kenya.

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Publications

Understanding how Kenyan entrepreneurs grow and finance their businesses

One of the key reasons why banks are challenged in serving SMEs appropriately, is that they lack an understanding of the evolving needs of fast growing SMEs.

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Blog

Using non-financial services to help banks and businesses build better relationships

How the use of non-financial services can help bankers deliver effective financing.

Poor communication between entrepreneurs and their bankers is often a stumbling block in the delivery of effective financing for enterprise growth throughout the world. The use of non-financial services (NFS) can help with this.

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Annual reports

2015 Annual report

This reports gives an overview of the major issues surrounding financial inclusion during 2015 and highlights 10 of our initiatives.

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Credit market development

Getting started with credit scoring

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Financial service providers

Cash flow based lending for SMEs

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Financial service providers

SME product development

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