Themes

Filter your results by:

Blog
Themes

Debts in distress: how ordinary people are finding the liquidity they need to survive COVID

“Things are getting bad,” Vanessa told us. When we spoke with her in late June, her family had just about run out of food and were waiting for the next harvest.

Read more
Blog
Themes

Kenya enhances its cash transfer programmes in response to the COVID-19 pandemic

As the world reels from the impact of the COVID-19 pandemic, a key lesson it has taught us is the universality of our vulnerability.

Read more
Publications
Themes

Corona case studies: ‘Waiting for nothing’

Agnes, 45, lives in rural Makueni with her children and elderly parents.  She had once been married, but her husband proved an unreliable partner.

Read more
Consumer insights
Themes

Chart of the week: Where are commercial banks located in the market for savings?

Managing your money broadly means deciding how much to set aside for the future and how much to keep handy for short term uses.

Read more
Blog
Themes

Understanding drivers of resilience in Northern Kenya in the time of COVID-19: Part 1

Over the past four years, FSD Kenya’s Building Livelihoods programme in Northern Kenya has explored how extremely poor households can be transitioned out of poverty and into sustainable livelihoods through stronger engagements with markets.

Read more
Agriculture & processing finance
Themes

Can platforms and technology accelerate the African Green Revolution?

The agricultural sector in Africa is yet to take off despite being the dominant employer and the key contributor to the gross domestic product (GDP) for most countries on the continent.

Read more
Livelihoods
Themes

Becoming businesspeople: A study of the building livelihoods programme in northern Kenya

This study examines how building livelihoods programmes, or financial graduation projects, shape who participants become as businesspeople.

Read more
Social protection
Themes

Corona case studies: ‘Running out of options’

After three months of Covid-19 restrictions, Jennifer’s economic options have run out.  She is five months pregnant, and the baby’s father has blocked her calls.  She hasn’t been able to pay rent in three months and worries that she and her children are on the verge of eviction.

Read more
Annual reports
Themes

2019 Annual report

The COVID-19 crisis is creating great uncertainty about what the future holds for the economy and well-being of all.

Read more
Blog
Themes

Hustlers: Entrepreneurs whose success we can bank on!

A little over a month ago, we confirmed an exciting hypothesis  that it is actually possible to predict the propensity of success for Kenyan “hustlers” based on data mining and qualitative research

Read more
Blog
Themes

Economic prospects for Kenya in the context of the COVID-19 crisis

The infection rate of COVID-19 is as yet low in Kenya, but the economic consequences are already biting.

Read more
Blog
Themes

Case study: The future of government-to-person (G2P) payments: Innovating for customer choice in Kenya

In 2018, Kenya’s Ministry of Labour and Social Protection launched the newest phase of its social safety net programme Inua Jamii with an audacious goal: provide all beneficiaries with a full bank account and offer them a choice among four financial services providers.

Read more
Blog
Themes

Will COVID-19 make or break community-based finance?

A big question amidst the current COVID-19 has been, how are community-based finance models fairing?

Read more
Blog
Themes

Opportunities beyond Covid-19: It’s time for Kenya to nurture a fully digital economy

The recent months have been quite surreal for many across the globe.

Read more
Blog
Themes

Weathering the COVID-19 storm: How will Kenyans cope?

The COVID-19 pandemic is testing the resilience of governments, health systems, large companies, small businesses and families worldwide.

Read more
Blog
Themes

Predicting the propensity to succeed among Kenyan “Hustlers”

Shujaaz Inc. is a Kenyan communications research and production company. Formerly called Well Told Story, the company is the producer of “Shujaaz,” an award-winning media platform that provides open spaces – including online platforms – for youth to discuss personal and societal issues often considered sensitive or taboo within their communities.

Read more
Blog
Themes

The art of cultivating youth skills and employment

This is the second blog in a three-part series on youth employment and skill-based work.

Read more
Blog
Themes

Becoming business people: What we can learn about development initiatives from Northern Kenya

Laisamis is a settlement in Marsabit County in the Northern part of Kenya towards the Ethiopian border.

Read more
Blog
Themes

How can inclusive finance help in a pandemic?

We were huddled in a routine team discussion at FSD Kenya when we received news of the first confirmed Covid-19 case in Kenya.  Like many others, we wondered what this might mean for our work, our families and our country in the days ahead.

Read more
Consumer insights
Themes

What we learned from providing unsecured trade credit to small rural pharmacies

The inability of low-income households to access quality healthcare is a major challenge in dealing with unanticipated shocks. The challenge is bigger for rural households. Small rural pharmacies stock almost entirely generic medicines because these are the products that patients can afford. 

Read more
Blog
Themes

Reflections from Sierra Leone: Investment in social protection provides an inclusive pathway to development

During a recent visit to Sierra Leone, I was fascinated by the country’s rich history, friendly people and the beautiful beaches of the Freetown peninsula, with miles and miles of white sand – albeit almost empty.

Read more
Blog
Themes

FSD Kenya’s new horizons for more inclusive finance

Today, I am honoured to represent FSD Kenya at the UK Africa Investment Summit in London. I am inspired by the potential of the entrepreneurs, investors, government officials and civil society organisations who are full of ideas, solutions, and drive to leverage connections and learning across the continent to grow Africa’s economy and wellbeing.

Read more
Consumer insights
Themes

Focus note: Digital credit in Kenya

Since the launch of M-Shwari in 2012, the number of digital lenders and loans disbursed has grown substantially. Advances in credit scoring, few regulatory barriers and the widespread use of mobile phones and mobile money have enabled growth of the digital lending industry, giving borrowers a quick and convenient option for credit.

Read more
Blog
Themes

Provider, Platform, Product: Which ‘P’ should regulators target?

Technology has changed how services are developed and delivered to customers. Regulators are hard-pressed to figure out how to respond, what to regulate, and what to leave aside.

Read more
Blog
Themes

5th FSD Kenya Public annual lecture 2019 – Reflections

On November 19, FSD held its annual lecture where David Ferrand shared his insights in a lecture titled ‘Financing Kenya: 2020 hindsight for Vision 2030’.

Read more
Blog
Themes

Digital credit: not every winner must create a loser

The first article in a blog series examining the Kenyan credit market by FSD Kenya drew an analogy between the recent forest fires in the Amazon Jungle and the explosion of digital credit in Kenya.

Read more
Consumer insights
Themes

Digital credit audit report: Evaluating the conduct and practice of digital lending in Kenya

Digital credit has been instrumental in granting formal credit in ways that were not conceivable a decade ago. It has provided individuals with the tools to manage their day-to-day needs and working capital for small enterprises.

Read more
Blog
Themes

Bridging the gender divide: implications for Kenya’s 21st century pathway to inclusive growth

Natasha is a young woman who has a cake baking business on the outskirts of Nairobi. She has a bank account for her business which she uses intensively. Natasha’s business was doing well and she needed a loan to expand.

Read more
Blog
Themes

Kenya’s youth and the long road to skill-based work

Combining education, apprenticeship, and start-up capital to surmount barriers and transform trajectories 

Read more

FSD Kenya newsletter

Stay informed with regular updates from FSD Kenya

Subscribe to our mailing list

Our partners