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Financially underserved Kenyans and their market potential: A segmentation study

This segmentation study identifies Kenyans whose financial needs are not adequately met by the solutions available in the financial market, as well as the untapped opportunities they offer to financial service providers. The study was conducted by FSD Kenya and the Consultative Group to Assist the Poor (CGAP), using data from FinAccess 2019.

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Blog

Kenya’s youth and the long road to skill-based work

Combining education, apprenticeship, and start-up capital to surmount barriers and transform trajectories 

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Blog

What solutions would make a difference in education finance?

Education presents an opportunity for poor households to break out of the poverty cycle in future. What are some of the interventions and finance solutions that have made a difference in education finance?

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Blog

How poor households invest in their children’s future

Education is the top priority for Kenyans according to FinAccess Household Survey 2019. Poor households particularly attach high value to educating their children.

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Blog

It takes a village: Lessons from digitizing social school fees payments

Our work on the Kenya Financial Diaries made it painfully clear to us that school fees are incredibly expensive for low income families.  The lowest end public schools often ask about KSh 20,000 per year for a single student, when rural household incomes often average around KSh 6,000 per month.

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Blog

The unusual dynamics of school fee payment (or non-payment) in a Kenyan school

As we trudged through Kivani Secondary School’s third term student attendance records, one absenteeism after another greeted us. Per our analysis in preparation for Focus Group Discussions (FGDs) with selected parents and guardians at the school, the average student missed about 13% of class time. I didn’t give it much thought then.

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