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Credit Digital

Formal financial services: A usage and value divergence

Since 2016, we have seen rising levels of financial access and growth in the use of formal finance in Kenya, mainly driven by digital financial services. This includes expanding use of formal savings and loans and more frequent use of accounts.

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Credit Digital

COVID-19 and digitisation: Will digitisation drive inclusion or inequality?

The economic fallout engendered by COVID-19 has already been dire with many going without food and/or accruing different types of debt to stay afloat.

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