Up until now studies concerning mobile money and financial inclusion have focused largely on aggregate adoption rates and usage trends. Few have shed light on the ways in which women, men and young adults (men and women ages 18-25), use mobile money differently. This brief attempts to parse out these divides by presenting in a two-part preliminary study that provides a basic picture and raises some new questions for future research. It also underscores the need for more granular and comprehensive studies which can provide a better understanding of why or how populations adopt and use mobile money and the overall ramifications such technologies have.
Read more about the value, frustrations and emerging societal problems brought about by mobile money as told by women, men and youth in Misha’s blog.
Mintz-Roth, M. (2018). The gender and age dimensions of mobile money adoption in Kenya. FSD Kenya.