Consumer insights

Kenya Financial Diaries: Shilingi kwa shilingi, the financial lives of the poor

August 8th, 2014

The Kenya Financial Diaries was an ambitious project designed to deepen understanding of the financial lives of low-income Kenyans by capturing all of their transactions over the course of a year, through fortnightly visits. Alongside quantitative records of money flowing into and out from the study households, interviewers recorded respondents’ stories, perceptions, and the events happening in their lives. This report provides a new and deep view of how Kenyans get by on low-incomes and offers new insights into how they use and think about their money.


Zollman, J. (2014). Kenya Financial Diaries – Shilingi kwa shilingi, the financial lives of the poor. Nairobi, Kenya: FSD Kenya.

Download the Kenya Financial Diaries Overview Report



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