FSD Kenya with a software development firm Software Group are in the process of developing a mobile app – provisionally called e-Recording – that hopefully will enable groups to leave the trail of tears for good. The app, which runs on Android phones, initially leads a group through a set-up process, during which the group records the names and group numbers of all members, names the officials, and specifies who is authorized to enter data into the app. It also guides the group in writing those parts of the savings group’s constitution that have to do with financial transactions – things like the interest rates on loans, how much each member can borrow in relation to her savings, loan periods, penalties, and similar details for the savings and social funds.
Rippey, S. & Wanjau, K. (2013). No more tears: Mobile app making life easier for savings groups. Nairobi, Kenya: FSD Kenya.