Financial Diaries

Blog

For maximum value, financial innovation must address real world problems

Kenya has received world-wide recognition as leader in financial innovation. This is a laudable achievement because finance holds the potential to unlock solutions to the real-world problems that Kenyans face in their daily lives.

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Blog

A bridge too far? Paying for school in an economic crisis

Parents across Kenya are receiving ambiguous messages about the timing of school re-openings amid the coronavirus outbreak.

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Blog

The Financial diaries: A glimpse into how scarcity shapes life in Kenya

The year 2020 will undoubtedly go down in history as the point in time when COVID-19 paralysed the world.

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Blog

How are things now? Summary of September/October COVID diaries findings

Between 7 September and 14 October, our team spoke with 207 participants from the Kenya Financial Diaries, tracing the ways COVID-19 was impacting their lives.

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Blog

Investors and Indigents: Divergent trajectories of Kenyans in the COVID era

As we completed a new round of COVID-19 Diaries interviews in mid-October, we noticed a shift in the story of economic hardship.

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Blog

Finance bends; will it break?

On average, families in the Kenya Financial Diaries started to see improvements in their economic situation as of October 2020, but incomes are still far from normal.

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Blog

Set sights on informal sector recovery

The Covid-19 pandemic is throwing a curved ball at us. It has made planning virtually impossible.

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Blog

Combining new and traditional mechanisms in Northern Kenya to cope during COVID-19

In mid-July we interviewed a subset of FSD Kenya/CARE’s Building Livelihoods programme beneficiaries in Northern Kenya to understand the extent to which resources built up through the programme are supporting resilience of beneficiary households during COVID-19, and how these compare and interact with traditional pastoralist coping mechanisms.

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Events

Central Bank of Kenya, Kenya National Bureau of Statistics and FSD Kenya host virtual “FinAccess Datafest”

On Thursday 3rd September 2020, the Central Bank of Kenya (CBK), the Kenya Bureau of Statistics (KNBS) and the Financial Sector Deepening Trust (FSD Kenya) hosted a “FinAccess Datafest” webinar, live-streamed to a global audience on YouTube.

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Blog

Debts in distress: how ordinary people are finding the liquidity they need to survive COVID

“Things are getting bad,” Vanessa told us. When we spoke with her in late June, her family had just about run out of food and were waiting for the next harvest.

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Blog

The buck stops with women

How Kenyan mothers are keeping food on the table through the coronavirus crisis

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Blog

Kenya enhances its cash transfer programmes in response to the COVID-19 pandemic

As the world reels from the impact of the COVID-19 pandemic, a key lesson it has taught us is the universality of our vulnerability.

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Blog

COVID-19 and digitisation: Will digitisation drive inclusion or inequality?

The economic fallout engendered by COVID-19 has already been dire with many going without food and/or accruing different types of debt to stay afloat.

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Financial Diaries

Corona case studies: ‘Waiting for nothing’

Agnes, 45, lives in rural Makueni with her children and elderly parents.  She had once been married, but her husband proved an unreliable partner.

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Blog

Understanding drivers of resilience in Northern Kenya in the time of COVID-19: Part 1

Over the past four years, FSD Kenya’s Building Livelihoods programme in Northern Kenya has explored how extremely poor households can be transitioned out of poverty and into sustainable livelihoods through stronger engagements with markets.

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Financial Diaries

Imagining Post-COVID recovery

When we spoke with Benson in April, he was feeling optimistic about getting through the COVID-19 crisis unscathed.  He worked in a factory that manufactured paper products, and toilet tissue was in high demand.  He was sure he would keep his job.  In June, like many of our respondents, his outlook was gloomier.

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Blog

FSD Kenya and BFA webinar on the impact of COVID-19 on low-income Kenyans

FSD Kenya and BFA Global held a webinar on the economic and social impact of COVID-19 on low-income households in Kenya on the afternoon of Thursday, June 11th, 2020.

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Financial Diaries

Corona case studies: ‘Running out of options’

After three months of Covid-19 restrictions, Jennifer’s economic options have run out.  She is five months pregnant, and the baby’s father has blocked her calls.  She hasn’t been able to pay rent in three months and worries that she and her children are on the verge of eviction.

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Coronavirus

Webinar: The impact of COVID-19 on Financial Diaries respondents in Kenya

Amidst the COVID-19 crisis, FSD Kenya and BFA Global have been working to understand the human impacts—social, financial, and economic—by conducting qualitative phone interviews with previous respondents from the Kenya Financial Diaries.

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Annual reports

2019 Annual report

The COVID-19 crisis is creating great uncertainty about what the future holds for the economy and well-being of all.

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Blog

Back to an empty market

Desperate for income, many Diaries respondents have gone back to work, but find it nearly impossible to earn a living.

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Blog

Hustlers: Entrepreneurs whose success we can bank on!

A little over a month ago, we confirmed an exciting hypothesis  that it is actually possible to predict the propensity of success for Kenyan “hustlers” based on data mining and qualitative research

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Blog

Economic prospects for Kenya in the context of the COVID-19 crisis

The infection rate of COVID-19 is as yet low in Kenya, but the economic consequences are already biting.

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Blog

Corona case studies: Lost without church

Vera (45) lives in an informal settlement in Mombasa.  Usually it is just her at home these days.

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Blog

Will COVID-19 make or break community-based finance?

A big question amidst the current COVID-19 has been, how are community-based finance models fairing?

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Blog

Opportunities beyond Covid-19: It’s time for Kenya to nurture a fully digital economy

The recent months have been quite surreal for many across the globe.

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Blog

“Our love has grown more”

Coronavirus disruptions are giving some Kenyan woman a reprieve from domestic burdens and giving couples a chance to change their marriages

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Blog

If the coronavirus doesn’t kill you…

Kenyans’ reflections on security in the time of Covid-19

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Blog

Shamba bora (fertile farmland), Shamba la mawe (rocky farmland)

Urban and rural areas are coping to the coronavirus disruptions in different ways

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Blog

Corona case studies: Should I stay, or should I go?

Considering urban to rural migration as urban incomes dwindle

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