Blog

Filter your results by:

Annual Lectures

3rd FSD Kenya Public annual lecture 2017 – PICTURES: Kay and industry leaders discuss the future of finance

Just what is finance for?

On Wednesday 8th February 2017, John Kay met with 18 financial sector industry leaders to discuss this question and the future of finance in Kenya.

Read more
Blog

Studying shocks to identify opportunities for financial service providers

Diversification of risk, not putting your eggs in one basket, hustling – whichever word or phrase you use, Robert, a boda boda (motorcycle taxi) rider, embodies this spirit.

Read more
Blog

The unusual dynamics of school fee payment (or non-payment) in a Kenyan school

As we trudged through Kivani Secondary School’s third term student attendance records, one absenteeism after another greeted us. Per our analysis in preparation for Focus Group Discussions (FGDs) with selected parents and guardians at the school, the average student missed about 13% of class time. I didn’t give it much thought then.

Read more
Blog

The tea bonus: a blessing or a growing dependency? Tea farmers from Embu tell their story

This year, the price of a kilo of tea reached a five-year high. Every October, tea farmers in Kenya receive a “tea bonus”; the second lump sum payment for tea delivered to the Kenya Tea Development Authority (KTDA) during the year. The first lump sum, the “mini bonus”, is paid each April.

Read more
Blog

Life in Laisamis, Marsabit

Meet Najiri: One of the target recipients for FSD Kenya’s new graduation programme.

The sun is bright in Marsabit, the kind of bright that sears anything its rays touch. There isn’t much rain here, most parts of the county are arid.

Read more
Blog

The use of borrowed airtime with interest in Kenya

The telecom sector in Kenya has experienced phenomenal growth over the past decade. Mobile phone penetration has topped 90%, with 78% of Kenyan adults now owning a working mobile phone.

Read more
Blog

Six secrets of the self-employed

This is the second post in a three-post blog series introducing publications from our recently concluded Kenya Financial Diaries update study, conducted with BFA.

Read more
Blog

Informal vs formal: The need for financial services to complement, not compete

Our third “Field Friday” exercise reveals lessons for formal financial service providers to learn from informal services.

Read more
Blog

Where are they now?

Over the next three weeks, we will be releasing three publications based on findings from the Kenya Financial Diaries Update, a follow up study with the Kenya Financial Diaries households.

Read more
Blog

Four differences and five similarities of digital credit markets in Kenya and Tanzania

While both Kenya and Tanzania registered fast uptake of digital credit, a new study by FSD Kenya and CGAP with almost 8000 individuals found considerable differences as well as similarities in the adoption and use of digital credit in the two countries.

Read more
Blog

Using non-financial services to help banks and businesses build better relationships

How the use of non-financial services can help bankers deliver effective financing.

Poor communication between entrepreneurs and their bankers is often a stumbling block in the delivery of effective financing for enterprise growth throughout the world. The use of non-financial services (NFS) can help with this.

Read more
Blog

“The three padlocks”: Digitising the savings groups’ money box

Can digital innovations replicate the “three-padlock” concept of the money box?

Read more
Blog

Transparency in finance: Is it a matter of life and death?

Financial institutions play a key role in enhancing trust in the financial system

Read more
Blog

Interest rates cap: views from Kawangware

Why residents of Kawangware welcome the interest rate cap

Read more
Blog

From observations to opportunities: How the voice of the customer can guide innovation

To increase access to finance in the agricultural sector, various players have implemented initiatives to help smallholder farmers and pastoralists to access financial solutions. The many initiatives over time have had varying degrees of success.

Read more
Blog

Beyond the pricetag: The real benefits of off-grid solar

Exploring the affordability and value of solar home solutions.

Read more
Blog

What do people get out of gambling?

Sports gambling is an equal opportunity pleasure

Beyond the immediate rewards of 1) the euphoria of winning small amounts, and 2) the dream of one day hitting the jackpot, other motivations and benefits of participation in gambling include earning side money from sports research, increased social interaction, and, eventually, greater exposure to other features on the internet.

Read more

Our partners

Stay informed with monthly updates from FSD Kenya

Subscribe to our mailing list