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How are things now? Summary of September/October COVID diaries findings

Between 7 September and 14 October, our team spoke with 207 participants from the Kenya Financial Diaries, tracing the ways COVID-19 was impacting their lives.

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Investors and Indigents: Divergent trajectories of Kenyans in the COVID era

As we completed a new round of COVID-19 Diaries interviews in mid-October, we noticed a shift in the story of economic hardship.

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Finance bends; will it break?

On average, families in the Kenya Financial Diaries started to see improvements in their economic situation as of October 2020, but incomes are still far from normal.

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From financial inclusion to inclusive finance: The power of frameworks to catalyse change

Below, we’ll discuss the power of frameworks in shaping research and providing insights for financial inclusion policy and investment.

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Money to the grassroots: Rethinking agricultural finance models

Why is agricultural sector the least funded sector in Kenya by the formal financial sources despite being the largest sector in terms of GDP contribution (at over 50% GDP contribution directly and indirectly)?

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Set sights on informal sector recovery

The Covid-19 pandemic is throwing a curved ball at us. It has made planning virtually impossible.

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Njoroge’s story: How Kenya’s informal economy is struggling in the shadow of COVID-19 and graft

After several years of “hustling,” my friend Njoroge saved money enough to construct his own little fruit shack in the Hurlingham suburb of Nairobi.

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Affordable housing

The cost of an extra parking space

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Combining new and traditional mechanisms in Northern Kenya to cope during COVID-19

In mid-July we interviewed a subset of FSD Kenya/CARE’s Building Livelihoods programme beneficiaries in Northern Kenya to understand the extent to which resources built up through the programme are supporting resilience of beneficiary households during COVID-19, and how these compare and interact with traditional pastoralist coping mechanisms.

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Debts in distress: how ordinary people are finding the liquidity they need to survive COVID

“Things are getting bad,” Vanessa told us. When we spoke with her in late June, her family had just about run out of food and were waiting for the next harvest.

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COVID-19 impact-recovery pathways for the economy: Features and implications

As COVID-19 continues to ravage economies across the world, a key point of emerging macroeconomic focus is its variated impact at sectoral level.

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Corona case studies: Loss of income, loss of pride

They were making only about Ksh 4,000 per month (about $40) the last time we saw them in 2015.

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The buck stops with women

How Kenyan mothers are keeping food on the table through the coronavirus crisis

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Kenya enhances its cash transfer programmes in response to the COVID-19 pandemic

As the world reels from the impact of the COVID-19 pandemic, a key lesson it has taught us is the universality of our vulnerability.

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COVID-19 and digitisation: Will digitisation drive inclusion or inequality?

The economic fallout engendered by COVID-19 has already been dire with many going without food and/or accruing different types of debt to stay afloat.

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When hustling fails: The impact of coronavirus mitigation efforts on ordinary people’s livelihoods

Unlike many Kenyans, Esther in rural Makueni is not yet too worried about the impact of coronavirus (COVID-19) on her livelihood. 

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Dilemmas of distancing

Barriers to coronavirus prevention behaviour change in Kenya

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Understanding drivers of resilience in Northern Kenya in the time of COVID-19: Part 1

Over the past four years, FSD Kenya’s Building Livelihoods programme in Northern Kenya has explored how extremely poor households can be transitioned out of poverty and into sustainable livelihoods through stronger engagements with markets.

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Can platforms and technology accelerate the African Green Revolution?

The agricultural sector in Africa is yet to take off despite being the dominant employer and the key contributor to the gross domestic product (GDP) for most countries on the continent.

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Back to an empty market

Desperate for income, many Diaries respondents have gone back to work, but find it nearly impossible to earn a living.

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Hustlers: Entrepreneurs whose success we can bank on!

A little over a month ago, we confirmed an exciting hypothesis  that it is actually possible to predict the propensity of success for Kenyan “hustlers” based on data mining and qualitative research

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How COVID-19 has affected digital payments to merchants in Kenya

This is clearly an unprecedented time. Over the past few months, the world has been battling the COVID-19 pandemic which has seen health systems burdened and unable to cope with the rising numbers of infected people.

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Economic prospects for Kenya in the context of the COVID-19 crisis

The infection rate of COVID-19 is as yet low in Kenya, but the economic consequences are already biting.

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Case study: The future of government-to-person (G2P) payments: Innovating for customer choice in Kenya

In 2018, Kenya’s Ministry of Labour and Social Protection launched the newest phase of its social safety net programme Inua Jamii with an audacious goal: provide all beneficiaries with a full bank account and offer them a choice among four financial services providers.

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Corona case studies: Lost without church

Vera (45) lives in an informal settlement in Mombasa.  Usually it is just her at home these days.

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Will COVID-19 make or break community-based finance?

A big question amidst the current COVID-19 has been, how are community-based finance models fairing?

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Opportunities beyond Covid-19: It’s time for Kenya to nurture a fully digital economy

The recent months have been quite surreal for many across the globe.

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“Our love has grown more”

Coronavirus disruptions are giving some Kenyan woman a reprieve from domestic burdens and giving couples a chance to change their marriages

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If the coronavirus doesn’t kill you…

Kenyans’ reflections on security in the time of Covid-19

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