Joyce Apus is a witty mother of eight who entertains visitors with her unconventional love story. How she met the man of her dreams in Kalokol, a small fishing community by the shores of Lake Turkana.

“He was light skinned,” she says. “You can see I am quite dark. So, I thought the children would have a fair complexion.”

Managing your money broadly means deciding how much to set aside for the future and how much to keep handy for short term uses.